Massitukku Oy
Fueling Finnish Business Growth. We are your trusted financial partner in Finland, specializing in agile working capital solutions and strategic business financing. Our mission is to transform your outstanding invoices into immediate cash flow, empowering your enterprise to invest, expand, and thrive in the competitive Nordic market.
Our Services
Massitukku Oy offers a suite of focused financial services centered on optimizing your cash flow and providing essential credit support for your daily operations and strategic investments.
  • Invoice Financing (Factoring)
    Our core service transforms your outstanding sales invoices into immediate cash. We purchase your receivables, providing you with a significant percentage of the invoice value upfront, typically within one business day. This process eliminates the wait time for customer payments, dramatically improving your working capital cycle and allowing you to utilize your sales revenue instantly for growth or operational needs.
  • Flexible Business Credit Lines
    Beyond factoring, we offer flexible, revolving credit lines designed to cover short-term funding gaps and unexpected expenses. These credit facilities provide a financial safety net, giving you the confidence to manage fluctuating cash flow and take advantage of time-sensitive opportunities. The terms are tailored to your business's revenue cycle, ensuring manageable repayment schedules that support, rather than strain, your financial health.
  • Strategic Financial Support and Advisory
    We provide expert advisory services to help you optimize your overall financial strategy and credit operations. Our team can assist with credit risk assessment, debt restructuring advice, and general financial planning to ensure your funding is used most effectively. This strategic support is designed to strengthen your balance sheet and improve your long-term financial resilience in the Finnish market.
About Us
Massitukku Oy is a specialized financial services firm deeply embedded in the Finnish business landscape, dedicated to providing fast, flexible, and transparent funding solutions. We understand that in the dynamic Nordic economy, maintaining optimal cash flow is critical for both stability and growth, especially for Small and Medium-sized Enterprises (SMEs). Our core expertise lies in invoice financing and credit operations, where we offer a modern, efficient alternative to the often slow and rigid processes of traditional banks. We pride ourselves on our commitment to Finnish values of honesty and reliability, ensuring every client interaction is built on trust and clarity. Our team consists of experienced financial professionals who are passionate about supporting the real economy, helping businesses like yours turn receivables into immediate working capital. At Massitukku Oy, we are more than just a financier; we are a strategic partner committed to the long-term success and financial health of your enterprise.
Why Choose Us?
We provide a strategic advantage by combining deep local market knowledge with financial agility, making us the ideal partner to support your business's continuous growth.
  • Unmatched Speed in Funding
    In business, waiting for payments can stifle growth and opportunity. We have streamlined our processes to ensure the fastest possible turnaround from application to funding. Our digital-first approach and specialized focus mean we can often approve and transfer funds within 24 hours of receiving your invoices. This rapid access to capital allows you to meet payroll, purchase inventory, and seize new contracts without the delays associated with traditional credit applications.
  • Transparent and Fair Pricing
    We believe that financial partnerships should be built on absolute clarity. Our pricing structure is straightforward, with no hidden fees, complex clauses, or unexpected charges. We provide a clear breakdown of all costs upfront, allowing you to accurately forecast your expenses and make informed financial decisions. This commitment to transparency reflects the high ethical standards expected in the Finnish business environment.
  • Focus on Finnish SME Success
    Massitukku Oy is specifically structured to serve the unique needs of Finnish SMEs, which are the engine of the national economy. We offer flexible terms and personalized service that large, international institutions cannot match. Our local expertise means we understand the specific challenges and opportunities within various Finnish sectors, enabling us to provide not just financing, but relevant, strategic support tailored to your business context.
  • Financial Flexibility and Scalability
    Our services are designed to grow with your business. As your sales increase and your need for working capital expands, our financing solutions scale seamlessly to match your demand. Unlike fixed-term loans, our invoice financing adapts to your sales volume, providing you with a flexible line of credit that ensures you always have the liquidity required to manage rapid expansion or navigate seasonal fluctuations with confidence.
What Our Clients Say
Contact Us
+358415747094
j.k@massitukkuoy.com
Työpajankatu 17A 277 00580, HELSINKI, Finland